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/ > Claim solutions > disability & absence
At any point in time, the average large employer has 20% of their employees absent from work due to an active family and medical leave (FML), disability, workers’ compensation or other type of absence request. The impact of unscheduled employee absence on American business has been estimated at $74 billion or as much as 36% of payroll. And that’s a drain on everyone.
As the largest provider of self-funded disability solutions, we can offer a combination of services that cover every possible time away from work scenario including short-term and long-term disability, leave of absence Family and Medical Leave (FML) and workers’ compensation. Our integrated programs provide a high degree of customer service and return employees to work as quickly and safely as possible. We are the only administrator with a solid focus on tailoring our services to the unique needs of each client. And after just one year of working with our clients, we typically see a 15 to 20% reduction of unnecessary absences. Our team of more than 3,000 disability and leave experts not only ensures compliance with the myriad of complex federal laws governing disability and FML, but they also treat each employee with compassion and respect, and act as an advocate for their overall health and wellness during the disability or leave process.
Administration services:
• PTO
• Sick time
• Vacation
• State, federal and municipality leave such as FML
• Short-term disability
• Long-term disability
• Military service
• Employer specific process