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/ > Integrated services > structured settlements
Structured settlements have been bringing insurers and employers a better way to handle high-cost claims settlements for decades. A structured settlement provides the injured party with steady and predictable tax-free income over time rather than a lump sum payment. Structures are designed to encourage expeditious settlement and minimize the costs involved in personal injury, wrongful death and workers’ compensation claims. But creating the right approach to structured settlements isn’t always easy. Claimants don’t understand how they work; some attorneys may fight such proposals; and insurers and employers often believe that perhaps just settling and paying the lump sum may be the simplest approach. It’s not.
By involving our specialists in the settlement process, innovative options to meeting the future financial needs of the injured party can be presented at a reasonable cost. When created by experienced experts, there are also significant savings – and long-term liability benefits – for payers. As one of the largest providers of structured settlements, Sedgwick offers clients a coordinated approach to structured settlements. We have a staff of more than 50 seasoned professionals with more than 600 years of combined experience.
Benefits of services:
  • Bridges gap between demand and offer
  • Focuses plaintiff on reasonable needs
  • Maximizes settlement
  • Saves claim dollars
  • Avoids/eliminates/reduces expenses/reserves