Sedgwick’s contact center teams around the world assist clients and consumers with various types of claims including workers’ compensation, liability, property, disability and leave of absence. Our service center representatives are armed with great technical and insurance knowledge, and are ready to answer questions from first notification of loss to final resolution, simplifying the process, reducing complexity and making it easy and effective for everyone involved.
Compliance with regulatory and policy change is an essential part of any successful claims administration program. Our approach to compliance is twofold. Sedgwick educates colleagues and clients to keep them on top of changes and to ensure consistency with industry best practices. And behind the scenes, our integrated technology solutions incorporate legal and policy requirements into the daily claims and case management workflow, making it easy to support clients’ programs.
The breadth of our integrated solution means that clients can get the services they need throughout the lifecycle of a claim in a single package, delivered with the highest customer service levels in the industry. Our flexible model provides a data-driven, clinically focused method for clients with options to help them manage key medical costs. It includes a national provider benchmarking program, integration of health and wellness data, referrals during the claim process, and a national approach to utilization review and clinical management.
Sedgwick’s managed care services offer multi-disciplinary resources, which include clinical consultation, medical bill review, telephonic and field case management, behavioral health and return to work services, complex pharmacy management and utilization review. A range of review and support solutions are also available, such as provider benchmarking and access to medical and specialty networks. We focus on what is medically the best option for the injured employee and what is going to produce the best overall result. We provide a carefully crafted strategy designed to ensure clients are getting the most value for their dollar at the claim level and the most efficient process at the examiner’s desk.
A catastrophic injury is a life-changing moment for an injured employee and time is of the essence. Our complex claims unit engages with our claims management team to streamline the process and deliver a positive experience for all stakeholders. Sedgwick’s experts help severely injured employees recover and return to productive lives by engaging the right resources early in the process, delivering the optimal pathway to a healthy outcome. Identifying at-risk claims, including those that are initially complex and those that appear benign but have the indicators of becoming complex due to comorbidities, psychosocial issues or opioid usage, and applying the appropriate resources early in the life of the claim can positively change the path of recovery for the employee.
Research shows that employees recover faster and more fully from injury and illness when they feel connected to their workplace and their greater community. Sedgwick is committed to maintaining communication while employees are away from work and exploring creative, practical ways to return them to productivity. Our team includes return to work specialists who monitor progress and partner with employees and employers to identify and facilitate options for a safe and healthy return to work. We encourage employers to consider opportunities for transitional, light or modified duty. We help navigate the interactive process and determine appropriate workplace accommodations, remaining mindful of compliance requirements.
Sedgwick is finding new ways to integrate health and productivity management tools along the spectrum, bridging benefit models through innovations in health advocacy. Through our whole health model, Sedgwick is the first to integrate and simplify administration of health, workers’ compensation, disability and leave benefits, linking data and resources through a single point of contact to help promote physical, emotional and financial well-being in the workforce. The whole health solution connects Sedgwick’s expertise in workers’ compensation and disability with the high-touch, high-tech healthcare solution offered by Accolade.
It’s often difficult for employees to understand all of the programs and health-related benefits their employer offers — and who to call for what. An employee’s own health issues, as well as the medical needs of their family, can impact productivity. Within this program, each plan member is assigned a health assistant, who will work with the whole health team to help the employee get the best care possible, navigate complex insurance and benefits, receive the financial assistance to which they are entitled and quickly return to their normal, productive lives.
Sedgwick offers all the services our clients need to optimize risk selection, reduce loss frequency and severity, match premiums with exposure and make a positive, permanent change to risk. We provide accurate data and timely information to make profitable underwriting decisions. Our loss control consulting brings expertise and data together to reduce the frequency and severity of losses. And our technology built by and for underwriters and decision makers automates many time-consuming tasks, freeing risk control professionals up to assess risk, build critical relationships and write profitable business.
Improved safety and reduced risks mean lower costs and injury frequency to an organization. Sedgwick knows the challenges the industry faces such as complex regulations, fewer dollars for safety, poor workforce understanding and demands from outside entities. Our primary loss prevention services include safety program analysis, development, implementation and training. Beyond general safety programs, Sedgwick offers a consultative approach to meet the individual needs of a diverse client base by deploying a level of expertise unsurpassed in the industry today.
We recognize that the identification, investigation and pursuit of fraudulent claims or fraudulent elements of claims are an integral part of claims administration, a critical part of our clients’ risk strategy and an ongoing statutory obligation. Our fraud prevention program combines specific claim techniques and formalized special investigation units (SIU) designed to support fraud mitigation. These units in various regions around the world support employers and claim teams using the latest fraud detection techniques and technology, varied interventions for identified fraud and consultative advice on pursuing fraud in individual circumstances.
Through Vale Training, a Sedgwick company, we have over 60 years' experience offering training to U.S. professionals in insurance, auto repair, construction, green risk and claims at every stage of their career.
We are committed to delivering excellence. Sedgwick’s approach to quality takes the assessment of claims management performance far beyond meeting basic industry compliance requirements by concentrating on program performance, service and outcomes as well as conventional compliance principles. By capturing quality metrics in real time at multiple checkpoints throughout the process, we can provide feedback on individual claims and investigations to prompt better outcomes now; through extensive training for our colleagues and a rigorous feedback and improvement cycle, we also coach toward improved future performance.
WeatherNet, a Sedgwick company, specializes in supplying online weather applications, weather data sets, weather reports, consulting and advice. Based in the U.K., WeatherNet offers solutions focused on past, present and future weather data, tailored to the unique needs of the insurance industry. Bespoke services are also offered for industries such as legal, construction and forecasting.