40+
years
of experience with building valuations
Our experienced team of appraisers has the technical knowledge and top-notch tools to accurately determine the value of your buildings, personal property and equipment, so you can secure proper insurance coverage before a loss occurs.
Sedgwick’s valuation services team provides insurance appraisals and reserve studies, including pre-loss inspections for buildings, personal property and equipment. Our experts work to determine the loss amount and to resolve any claim disputes relating to lost or damaged property.
No place is immune from the risk of losses from catastrophes such as fires, explosions and flooding. Knowing the potential for such a loss, owners should be proactive and take every precaution to make their property as secure as possible including having accurate insurance coverage. Correct policy values are not only important for building coverages, but also for personal property and equipment coverages.
of experience with building valuations
engineering services
of experience for each appraiser
An appraisal from Sedgwick includes a replacement cost analysis, giving you an accurate estimate of the amount of insurance required to replace each structure and/or make improvements so they are exactly the same as they currently exist. Our appraisers calculate each building’s reproduction cost on a component-by-component basis, which provides the most accurate valuation available in the marketplace.
It is also important to have the correct policy coverage for equipment and personal property. Our valuation services team specializes in providing insurance appraisals for these types of policies and can help ensure you have the correct coverage.
Our reserve study is a budgetary planning report, which identifies a property’s necessary major repairs and replacements while establishing a funding plan to ensure adequate monies are available for planned expenditures. This includes both physical and financial analyses. The physical analysis identifies the major replacement or repair components of a property, estimated costs, and estimated useful and remaining lives. The financial analysis incorporates information from the physical analysis into a budget plan to fund the anticipated future expenditures.
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