The latest trends reshaping claims administration in the UK and Europe

Rising claim severity, climate volatility, evolving regulation, fraud risk, and increasing stakeholder expectations are reshaping how claims programmes are managed, governed, and measured.

The Claims Administration Intelligence Report 2026 explores the trends, risks, and operational shifts defining the future of claims administration across Europe and the UK.

Claims Admin Intelligence Report 1 1

Chapter 1: Claims Trends

What’s inside

Drawing on general market statistics and Sedgwick sourced claims data – 2.3 million losses received, Europe-wide, from 2020 to date – this report examines in depth the pressure points in claims administration, market evolution, and the wider implications for large organisations managing complex, high-value programmes.


Explore some of the trends impacting claims:

01
Why claim severity – not frequency – is now the biggest cost driver across liability, motor, property, and bodily injury claims.
02
How climate volatility, AI-enabled fraud, and rising litigation complexity are increasing operational and financial pressure on organisations.
03
What evolving regulation, governance expectations, and outsourcing standards mean for claims administration in 2026 and beyond.
04
How leading organisations are using data, intelligent automation, and specialist expertise to improve claims outcomes while protecting customer trust.

Coming soon

Further chapters will explore:

Background edited

The claims management environment for TPAs has changed irreversibly and will not return to pre-2020 standards. In this new context, cost control depends on three key levers: early intervention, intelligent automation, and expert human judgement.”

Juan Carlos Sanchez

Spain

Juan Carlos Sánchez Coy

Head of TPA Development
[email protected]

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