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Why choose Sedgwick?

Premium discounts and refund programs

Some states allow employers in similar risk classes to pool together to achieve premium discounts or refunds based on their exposures, claims performance and claim history. We’ll help you navigate the discount and refund programs available in your state, and we’ll place you in the right program that meets state requirements and minimizes your workers’ compensation premium.

Our expertise includes:

  • Individual and group rating programs
  • Individual and group retrospective rating programs
  • Deductible programs
  • Association and chamber member management
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Caring counts

Every day, thousands of people turn to Sedgwick when faced with a life-changing moment. They work for global brands that want to provide the best coverage for the people they value most. They are big and small business owners who need to get things back on track. And they are employees and consumers who need to know that they’re protected. We take care of them when they need it most, helping them get back on their feet, back on the road, back to business as usual — because caring counts.